COLLISION COVERAGE
What is Collision Coverage Insurance?
Key Takeaways
Pays for Repairs After an Accident
If your vehicle hits another car or object, such as a curb, pole, or guardrail, collision coverage pays the repair costs.
Protects Your Vehicle Regardless of Fault
Whether the accident was your fault or someone else’s, your vehicle is still covered — offering true financial protection.
Often Required by Lenders
If your vehicle is financed or leased, lenders often require collision coverage to protect the vehicle’s value.
What is Collision Coverage Insurance?
Reduced Out-of-Pocket Expenses
Collision claims help minimize your financial responsibility for repairs after an accident, saving you from unexpected costs.
Faster Repair or Replacement Process
Insurance companies often process collision claims quickly, helping you get your vehicle repaired and back on the road sooner.
Covers Single-Vehicle Accidents
Even when no one else is involved — such as hitting a tree or sliding into a ditch — collision coverage applies.
Don’t overpay for auto insurance
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